Basic Waiver (CDW)

In Australia, CDW (also called Loss Damage Waiver, or ”LDW” if it includes theft protection) is always included when you rent cars online (it will not be offered at the rental desk). For international rentals it’s important to check if your car booking has CDW as our policies require that you have it. CDW covers damages but there’s a high excess to pay in the event of any damages (AU$4,000 -$7,500). There’s also multiple exclusions and additional fees charged by rental companies.

Excess payable for any damage is very high (up to AU$6,889.67 for cars to AU$10,334.50 for motorhomes). RentalCover Full Protection has a high limit that is designed to cover that payable excess.
Some types of damage are excluded by the rental company’s CDW. For instance some rental companies do not cover windscreens, cracks and chips, tyre punctures & replacements, and damages to headlights and underbody.
Expensive accident-related charges are added to your bill, including administration, towing and loss of use fees.

Excess Waiver/Excess Reduction/Damage Liability Waiver etc.

Excess waivers are sold at the counter by rental companies to reduce your standard excess towards AUD$0.00, however it is expensive and the same exclusions apply.

Excess waivers cost AU$46.88 - AU$70.32 per day. RentalCover Full Protection is 50% cheaper, guaranteed.
They do not usually cover tyres, windscreens, roadside assistance costs & key loss. RentalCover’s Full Protection covers these.
Pay even more to get $0 excess.
Rental companies charge you even if you were not "at fault" in a collision with another vehicle. In Australia, when an accident occurs, the “not at fault” driver does not pay anything for damages. However, rental companies deduct your full excess and often do not refund the money at the end of the investigation (which can take several months). With RentalCover Full Protection, we step in on your behalf where possible to ensure you’re not out of pocket. We also help ensure that the rental companies treat you fairly if you weren’t at “fault”.

Roadside Assistance Cover

“RAC” is sold at the counter, it covers roadside costs such as towing, fuel and key lockout.

Rental companies sell RAC at the counter for AU$15.63 - AU$23.44 per day. RentalCover Full Protection has the same coverage and is 50% cheaper, guaranteed.
RAC does not cover key replacement and towing is capped (it can be expensive in Australia).

Personal Accident Insurance (PAI)

PAI is sold at the counter by rental companies. It compensates you for personal injuries (including passengers).

Rental companies sell PAI at the counter for AU$15.63 - AU$23.44.
The same coverage is often available via your credit card or other travel insurance policies.

Rental Guide