More Protection
Theft & costly damages covered
Rental car insurance
Get a better price with more protection
RentalCover provides Protection for your rental vehicle without breaking the bank†. When you hire a vehicle, you can use our Protection cover to avoid paying a sky-high excess if things go wrong.
You can pay $0 in the event of an accident or damage, and our cover fills in the gap of the insurance your rental company and credit card may offer. RentalCover is compatible with all major rental companies. Get the peace of mind you deserve, knowing that a small scrape won't turn into thousands of dollars of repair costs and fees.
Better Price
Fraction of rental company costs
All Rental Companies
Compatible everywhere
Complete protection for every situation, with zero excess
Don't risk your hard-earned cash on unexpected damage costs. RentalCover's Protection fills in the coverage gaps from car rental companies and credit cards, while offering zero excess protection.
| Credit Card | |
|---|---|
| Primary coverage | Secondary coverage |
| No personal insurance claims | Must file with personal insurance first |
| Zero excess | Pay excess |
| No impact on your rates | Rates may increase |
We also cover vehicles that may be excluded
Get comprehensive coverage for a wide range of vehicle types.
Full-size SUVs
Car share
Pickup Trucks
RV/Motorhome
Courtesy cars
Why RentalCover over other rental companies' insurance?
Get primary coverage for your rental car and/or third party liability for damages or injuries to others when you're at fault in an accident. Be legally compliant where you drive!
Affordable coverage
Save up to 50% compared at the rental desk†.
No excess
Zero excess cover up to the policy limit, making your rental claim worry-free.
Unlimited drivers
Complete cover for all authorised drivers listed on the rental agreement.
Long term rentals
Covers rental agreements lasting more than 30 days.
Better yet, our cover goes beyond what a standard rental car company gives you:
- Get the best we offer in one single plan: No extras, no add-ons.
- Flat tires, cracked windscreens, damaged headlamps, lost keys, key replacement and lockout.
- Sky-high charges added to your repair bill, including fees for processing, loss of use, relocation and roadside assistance.
- Cover for damage rental companies usually exclude, such as damage caused by harsh climate and road conditions.
- Cancel anytime before pickup for a full refund.
Compatible with rental car companies worldwide!*
Protection from RentalCover is compatible with rental car companies worldwide, such as Enterprise, Hertz, Avis, Budget, Thrifty, Europcar and thousands more. We’re the perfect travel companion wherever you go!
How rental car damage protection works in 3 simple steps
RentalCover gives you complete protection you won't find in a basic car rental waiver. Plus, you can cancel at any time before pick-up. Get cover beyond what a standard rental company gives you!
Buy before pickup
Get full rental car protection sorted online before you collect the keys.
Skip the rental counter add-ons
Say 'no' to overpriced zero excess cover and unnecessary add-ons—you're already covered.
Claim fast, get paid fast
Quick online claims and payouts within a few business days, in any currency.
Ready to save on your rental car insurance?
Get an instant quote in under 2 minutes. No commitments, cancel anytime before pickup.
Your car rental insurance questions answered
Rental car excess covers the additional amount you are liable for if your hired car is damaged or stolen. Excess is the amount you must pay out of your own pocket, as it is not covered by a rental car company's insurance.
If your hired car is damaged and has a rental agreement with a $4,000 excess, you must pay out-of-pocket for damages up to $4,000 before your rental agreement coverage kicks in.
However, with our rental car insurance excess, you are covered for this excess up to your protection limit. You will be reimbursed up to your policy’s limit.
Rental car insurance typically works by giving the renter options to cover damages and other liabilities. Usually, basic rental company insurance that covers third-party damage or theft is included with the rental. However, this basic insurance comes with a high excess that you, as a renter, must pay in the event of an incident.
With RentalCover, you have coverage for rental car insurance excess, which reduces your out-of-pocket payment in the event of an accident or other incident. You also have protection for incidents that basic insurance may not cover, such as windshield damage or lost keys.
Yes, car excess insurance is worth it. We provide protection for potentially extreme rental company excess fees if your hired car is damaged or stolen. Without rental vehicle excess insurance, you could face very high costs if an incident occurs.
Exactly what a car rental insurance policy doesn’t cover can change depending on the policy. RentalCover specifically does not cover:
When you are ‘at-fault’ for injuries and damages.
Damage from negligence.
Unauthorised drivers.
Reckless or negligent driving.
Vehicle types such as supercars, high-end sports cars, motorcycles or quadbikes. You can see more restrictions here.
Vehicle modifications such as child seats, bike rack attachments.
RentalCover insurance can cover the following types of vehicles:
Cars
4x4s
Motorhome/RVs
Campervans
Minibuses
Caravans
Please note that cover on 4x4s, motorhomes/RVs, campervans, minibuses, and caravans may be restricted by country. You can choose your vehicle type when you create a quote on our website.
Many credit cards do cover rental car insurance. However, relying on your credit card could mean paying thousands of dollars out of your own pocket. For US residents, your credit card likely provides secondary car rental insurance that only kicks in after you make a claim through your personal auto insurance. This may lead to a rate increase.
Credit card coverage often has an additional list of exclusions, including:
Specific damages like damage to windshields or undercarriages.
Damage caused by additional drivers.
Lost keys.
Roadside repair costs.
Long-term rental.
Any fees your rental company may add to your repair bill.
With RentalCover, you have more comprehensive protection for less cost.
Yes, you may modify your coverage or cancel for a refund up until the time that you pick up your rental vehicle. You may extend your coverage at any time.
RentalCover extends coverage for any other countries that you visit. If you're travelling to multiple countries, simply enter the first Country of Travel into the quote form!
Yes, additional drivers who are on the rental car agreement with you are covered free of charge. You may need to inform us of the additional drivers' names, pursuant to the terms of your policy. Please note that the rental company may charge a small 'additional driver' fee.
We take the stress out of the claim process with concierge-level service. We strive to get your claim resolved and paid within three business days (upon approval). You can make an easy claim online here, in any language.
We’ll ask you to provide relevant documents like a copy of your rental vehicle agreement, a photo of your driver’s licence, a repair invoice and any other evidence we require. In a small number of cases, we may also have a few follow-up questions to ask you.