Rental Guide

for residents of
Heard Island and McDonald Islands
Car rental insurance in
Heard Island and McDonald Islands
So you’re renting a car in Heard Island and McDonald Islands. Of course, no one wants to think about rental car insurance when taking in the sights, but buying rental car insurance before you go could save you thousands in repair costs. We’ve built a global business around saving customers 50% versus equivalent coverage at the rental desk†. We aim to pay 98% of claims within 3 business days, so you can save your for extra souvenirs.
I'm renting a:
Car

At the rental desk...

Insurance offered & what you need to know
Collision Damage Waiver (CDW)/Loss Damage Waiver (LDW)
CDW/LDW waives damage costs with a high excess payable for damages (US$5,000.00 for cars to US$7,500.00 for motorhomes). LDW is CDW + Theft Protection.
  • Excess payable for any damage is very high.
  • CDW is included in your booking.
  • Some types of damage are not covered by CDW, for instance some rental companies do not cover windscreens, cracks and chips, tyre punctures & replacements, and damages to headlights and underbody.
  • CDW does not cover expensive accident-related fees such as administration, towing and loss of use fees. 
Super Collision Damage Waiver (SCDW)
Super Collision Damage Waiver reduces your remaining excess towards US$0.00.
  • Can be purchased for US$20.00 - US$30.00 per day.
  • Price tiers usually mean that you pay even more to get US$0.00 excess.
Roadside Assistance Cover
Covers roadside costs such as towing, fuel and key lockout.
  • Can be purchased for US$10.00 - US$15.00 per day.
Personal Accident Insurance (PAI)
Personal Accident Insurance compensates you for personal injuries (including passengers).
  • Optional at the rental desk for US$10.00 - US$15.00.
  • Available in travel insurance policies.
RentalCoverRentalCoverEquivalent coverage from RentalCover.com
Full Protection
Equivalent to Excess Waiver + Roadside Assistance + $0 deductible excess.
  • Our Guarantee: We'll beat any price.
  • We pay 98% of claims within 3 business days.
  • Includes free cover for roadside assistance, towing (saves you US$5.00 - US$10.00 per day). Also covers key loss.
  • Covers accident-related fees.
  • Covered up to the policy limit for each individual incident.
  • Additional drivers on the rental agreement are automatically covered.
  • Damage related charges and administration costs are reimbursed once the claim is approved.
  • Cancel anytime up until vehicle collection.
  • Covers 4x4s on unsealed roads if permitted by the rental agreement.
  • Covers types of damage that the rental companies exclude, especially climate-related damage such as ice, hail, water/floods, snow, sand, wind, and more.
  • Covers damages caused by road conditions including ice, ash, sand and gravel damage.
  • Covers damages caused by collisions with animals.
  • With RentalCover you are also subject to the terms of your rental agreement.