Motorhome, Campervan and Caravan Rental Insurance
Cover a wide range of campervans, motorhomes and caravans. Zero excess so you've got nothing to pay.
Why choose RentalCover?
RentalCover is the right choice to protect your rented vehicle. Our Zero Excess Rental Cover policy ensures you have nothing to pay in the event of a claim.
We provide complete protection against theft and damage to your vehicle with very few exclusions. Our coverage is 50% cheaper than equivalent policies from car rental companies†.
Even if you have supplementary insurance from your credit card, your coverage won't be as comprehensive as RentalCover. With our cover, there's also no need to lodge a claim with your personal auto insurance when an incident occurs.
We work directly with rental companies to settle claims, and settle 98% of claims in 3 business days.
Please note that RentalCover’s motorhome, campervan and caravan rental excess insurance policy is available only in the Europe and Asia-Pacific regions.
What does RentalCover campervan rental insurance cover?
Put simply, our policy upgrades the Collision Damage Waiver (CDW) your rental company offers. You're covered for the excess charged by your car rental company in the event of a claim.
You're also covered for items commonly excluded by car rental companies. Our cover includes:
Flat tyres, cracked windscreens, awnings, roofs and towing.
No sky-high charges added to your repair bill, including fees for loss of use, processing, relocation and towing.
Complete coverage for all authorised drivers listed on the rental agreement.
Campervan rentals for more than 30 days.
What vehicles does RentalCover offer insurance for?
In addition to cars and 4x4 vehicles, we also offer cover for motorhomes/RVs, campervans, minibuses and caravans in the Europe and Asia-Pacific regions. Travel in comfort in a larger vehicle while knowing that you're fully protected if things go wrong.
For more information, view our comprehensive vehicle coverage guide.
Compatible with rental car companies worldwide
Our protection covers vehicles from rental companies worldwide, including leading brands like Maui, Britz, Apollo, JUCY, Indie Campers, and McRent, plus hundreds more. Wherever you're heading, you can rely on RentalCover to provide comprehensive coverage that helps you travel with peace of mind.
RentalCover vs rental companies
Here's how coverage from RentalCover stacks up against rental companies when it comes to rental campervan and motorhome insurance. Make the right choice by understanding how your options truly compare.
RentalCover |
Rental companies* | |
| Price per day | $6-$10 per day | $60-100 per day |
| Coverage amount | $4,000-$8,000 | Vehicle value minus exclusions |
| Excess amount | $0 | $2,500-$8,000 |
| Personal baggage | Included up to $2,000 | Extra cost |
| Personal electronics | Included up to $1,000 | Extra cost |
| Body, underbody, roof, awnings and tents damages | Included | Extra cost |
| Roadside assistance, towing and recovery | Included | Extra cost |
| Windscreen and tyre damage | Included | Extra cost |
| Inventory, camping chairs and tables | Included | Extra cost |
* This information is for illustration purposes only, exact coverage will depend on country of residence, country of travel, policy type selected, car rental company and vehicle type. Daily price for rental cars averaged across global suppliers’ prices quoted on 01/12/2025 based on full coverage policy with pick-up and drop-off from the same location.
Compare more rental car insurance covers here.
Cover your campervan with RentalCover
Choose RentalCover’s Zero Excess Rental Cover to protect your rental campervan, motorhome or RV. Say "no" to hard sells at the pick-up counter with cover that's more comprehensive and 50% cheaper than the rental companies†. If you have to make a claim, there's nothing for you to pay.
Enjoy your travels without stressing about the cost of things going wrong. Get the excess insurance you need for your campervan, motorhome or RV today.
Hear from our campervan insurance expert
"RentalCover's Zero Excess Rental Cover extends to vehicles including campervans, motorhomes and RVs. If you're taking the whole family on a luxurious road trip, you can enjoy peace of mind knowing that you're fully covered for damage to your vehicle.
Insuring larger vehicles can significantly raise the cost of cover, so it's important to find the right deal for you. With policies that are 50% cheaper than the rental companies†, consider RentalCover to stay protected without blowing your budget."
Frequently asked questions
What sort of motorhomes do you cover?
We can cover any sort of motorhome (defined as a vehicle with a built-in shower or toilet) in the Europe and Asia-Pacific regions. However, if a vehicle requires a special licence to drive, you won't be covered under RentalCover’s policy.
What are the key considerations when buying campervan rental insurance?
When deciding on the right rental RV insurance policy for you, here are the key factors you need to consider:
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Cost: Don't be hard sold into rental company insurance policies without properly considering your options. RentalCover's coverage is 50% cheaper than equivalent policies from rental companies, while also being more comprehensive†.
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Exclusions: Many rental companies have significant exclusions. If something goes wrong on your travels, your cover might not apply. Our Zero Excess Cover policy includes cover for many items commonly excluded from cover offered by car rental companies. This includes water damage and damage to inventory and awnings.
Do I need campervan rental excess insurance?
When you rent a campervan, the cost of a Collision Damage Waiver (CDW) is automatically included in the cost of your rental agreement. It is not a legal requirement to purchase any insurance beyond this policy.
However, purchasing campervan rental excess cover from RentalCover can result in significant financial savings if things go wrong on your travels. With our policy, there's no excess for you to pay in the event of an incident, so you aren't left out-of-pocket and can travel with peace of mind.
How much does campervan rental insurance cost?
The price of campervan rental insurance is impacted by factors like:
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The type of insurer you buy cover from.
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The destination of travel.
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The exact vehicle that you rent.
If you want to save on rental insurance, RentalCover is an excellent option. Our Zero Excess Rental Cover policy is 50% cheaper than equivalent insurance from rental companies†, while offering more comprehensive cover. Avoid the hard sell at the rental desk and get a policy that works for you.
What is a Collision Damage Waiver (CDW)?
A Collision Damage Waiver (or Loss Damage Waiver) is a type of car insurance that reduces your liability for damages to a rental vehicle if it is damaged or stolen.
A CDW is a waiver that transfers the risk of financial loss for damages like towing and administrative fees to the rental company. CDWs often come with high excess costs.
Outside of the United States and Canada, CDWs are typically included in the basic cost of your car rental.
Can I get short-term campervan rental insurance?
Yes, RentalCover offers short-term campervan rental insurance. We offer policies for time periods as short as a single day. No matter how you travel, we offer protection when you're on the road.
Can I get long-term campervan rental insurance?
Yes, RentalCover generally offers long-term campervan rental insurance for periods up to 1 year, allowing you to stay protected on longer trips.