Termini
Termini e Condizioni della polizza
Per conoscere i termini specifici della propria polizza è necessario controllare sulla pagina dei pagamenti e la pagina "Il mio account" del sito web in cui ha visto o acquistato la polizza.
Il seguente è un sommario di benefici comuni a tutte le polizze emesse da RentalCover.com. Potrebbero verificarsi limitazioni economiche su certi tipi di danno. Alcune polizze sono esclusivamente per automobili (incluse auto in condivisione, veicoli sostitutivi e di cortesia) mentre altre includono anche 4x4 e camper. Si prega di fare riferimento alla formula/prospetto informativo del prodotto della propria polizza.
Inclusioni:
- Copre costi per la riparazione per veicoli noleggiati.
- Incidenti a singolo veicolo (e incidenti multi veicolo).
- Furto
- Pneumatici, finestrini, fari.
- Danni a tettuccio e a sottoscocca, inclusi capottamenti.
- Investimento di un animale.
- Incidenti dopo il tramonto.
- Danni relativi al clima (inclusi danni provocati dall'acqua causati dal clima).
- Danni causati dal cappottamento di un veicolo.
- Guidatori aggiuntivi nominati sul contratto di noleggio (il contraente della polizza deve essere ugualmente nominato nell'accordo di noleggio).
- Controstallia (il noleggio perduto del fornitore mentre un veicolo non si trova su strada a causa delle riparazioni).
- Perdita/sostituzione chiavi.
- Rimorchio.
- Commissioni per le carte di credito addebitate dalle agenzie di noleggio in caso di danni.
- Tasse amministrative addebitate dalle agenzie di noleggio in caso di incidente.
Esclusioni:
A seguito le esclusioni applicate. Se il tipo di danno non è elencato nè come inclusione nè come un esclusione, sarà coperto dalla polizza.
- Alcune polizze non coprono camper, fuoristrada, camion e pullman. E' necessario controllare la polizza e le sue limitazioni riguardo misura e tipo di veicolo.
- Tutte le polizze escludono danni avvenuti su strade non permesse per il viaggio dalla compagnia di noleggio.
- Non copre danni causati violando una condizione del Contratto di Noleggio.
- Non copre danni causati da un evento che conduce ad una condanna penale o ad una notifica di infrazione (per esempio una multa per eccesso di velocità) o equivalenti.
- Non copre danni causati al veicolo in qualsivoglia maniera a causa di un'immersione parziale o totale in acque dolci o di immersione parziale o totale in acqua salata, né le spese relative come ad esempio rimorchio con carro attrezzi.
- Non copre danni causati al veicolo da una condotta dolosa o negligente del noleggiante o a causa di una contravvenzione a qualsiasi legislazione o regolamentazione che controlla il traffico veicolare, né le spese relative.
- Alcune polizze non coprono il danno proveniente dall'uso errato di carburante.E' necessario controllare la polizza per maggiori informazioni (e anche il tappo del serbatoio!).
Inclusioni ed esclusioni sono soggette ai termini e le condizioni della polizza.
Corporate Governance & Regolamento
Regno Unito
RentalCover.com è un nome commerciale di Cover Genius Ltd, la cui sede legale è Unit 6, 4 Ravey Street, London, EC2A 4QP, United Kingdom. Cover Genius Ltd è una compagnia registrata in Inghilterra e Galles col numero 09408621. Cover Genius Ltd è un Rappresentante Designato (Numero Riferimento Azienda FCA 681780) di Strategic Insurance Services Ltd, una compagnia registrata in Inghilterra e Galles col numero 02968515. Strategic Insurance Services Ltd è autorizzata e regolata dal Financial Conduct Authority (Numero Riferimento Azienda 307133), la cui sede legale è presso il 36-38 Botolph Lane, Londra, EC3R 8DE.
In Europa, le nostre Polizze sono sottoscritte da Inter Partner Assistance SA (IPA) interamente di proprietà di AXA Assistance Group. Inter Partner Assistance è un'azienda belga autorizzata dalla Banca Nazionale Belga e soggetta a regolamenti limitati dal Financial Conduct Authority (Numero Registro FCA 202664).
Australia
RentalCover.com è un nome commerciale di Cover Genius Ltd, ABN 43 159 983 598, sede legale 33 Ward Street, Willoughby NSW, 2068, Australia. In Australia, le nostre polizze sono sottoscritte da QBE Insurance (Australia) Limited ABN 78 003 191 035, N. Licenza AFS 239545 of 2 Park Street, Sydney NSW 2000 e Inter Partner Assistance del Belgio (Numero Registro FCA 202664).
Nuova Zelanda
RentalCover.com è un nome commerciale di Cover Genius Limited, Numero Compagnia Nuova Zelanda 4547898, sede legale 3° piano, 10 Custom Street East, Auckland, New Zealand. In New Zealand, le nostre polizze sono sottoscritte da QBE Insurance (Australia) Limited (N. Licenza AFS 239545) e Inter Partner Assistance del Belgio (Numero Registro FCA 202664).
Pagamento & Cancellazione Termini
Facendo clic sul pulsante di pagamento si accettano i termini e le condizioni di pagamento e i termini di uso come delineati in questo documento. Al momento del pagamento verrà creato un account e confermato tramite e-mail. La carta di credito riporterà un addebito pari all'ammontare mostrato sulla pagina di pagamento nella valuta riportata. Verrà inoltre visualizzata qualsiasi tariffa applicabile sulla carta di credito. L'estratto conto mostrerà come ente emittente della fattura “RentalCover.com”.
Cancellazione
Puoi annullare in qualunque momento il giorno prima del ritiro. Dopo aver ritirato il veicolo la polizza può essere estesa tuttavia non può essere cancellata, abbreviata né modificata. In seguito ad una cancellazione avvenuta con successo verrà emesso un rimborso completo, inclusivo di qualsiasi tassa sulla carta di credito.
Website Terms of Use
These terms form the basis upon which you may use this website www.RentalCover.com. The parties to these terms are Cover Genius Limited of United Kingdom (4547898) of Unit 6, 4 Ravey Street, London, EC2A 4QP, United Kingdom ("us", "we", and "our"); and an end user, anyone who uses our site ("you"). These terms of use apply to www.rentalcover.com, and any other of our websites or sites where RentalCover.com products are available (collectively referred to as "RentalCover.com" or the "site" or the "partner site").
RentalCover.com is a website providing rental vehicle excess cover products ("permitted purpose"). In consideration for providing you with a licence to use the site, you agree to only use the site in accordance with these terms.
We grant you a personal licence to use the site. Your licence is made up of this document, our privacy policy and any other policy that we may publish on the site from time to time. You must only use the site strictly on the terms of your licence, and only for the permitted purpose. A condition of this licence is that we may contact you by email for the purposes outlined in our privacy policy. Our advertisers, affiliates, and other users of the site may send you email for matters relating to the "permitted purpose".
It is your responsibility to ensure that information you provide is true and correct and up to date and you comply with all applicable laws and the terms of this licence. It is solely your responsibility to ensure that the item you book, purchase or reserve is suitable for your intended purpose and you consent to us handling your personal information in accordance with our privacy policy. You also warrant that you are authorised to use any payment instrument through which you make a purchase or reservation, that the delivery address specified in your purchase with our advertisers and affiliates is correct and that you have not relied upon any representation given by us. You release us from any claim arising from the sale of goods.
We may provide you with links to external websites from the site, where you acknowledge that we do not endorse or recommend such website and such websites do not form part of our website. We do not warrant that any information contained in such website is true and correct and that these external websites do not contain viruses, trojans and other malware.
You must not use the site (or any software provided on or from the site) to abuse, menace, harass, intimidate or stalk anyone, break the law or allow another person to break the law, damage property including intellectual property, injure anyone, mislead or deceive anyone including through the creation of 'spoof' websites, facilitate the commission of a tort, or breach of contract, allow for the misuse of anyone's confidential information, misuse or allow for the misuse of anyone's personal information, sensitive information or health information, as defined by the Privacy Act 1988, facilitate or engage in any act or omission which is in contravention of the laws regarding Spam including the Spam Act 2003, interfere with someone else's computer without their permission, allow a minor to view or access material which is inappropriate (or not classified for minors) for minors including pornography, send or distribute any virus, worm, trojan or other malicious code, send alter or create an electronic message (including spoofing) to conceal the true identity of the person from whom it originates, interfere with the proper operation of a website, blog, newsgroup, forum or chatroom, use a remote system (such as a mail server or proxy server), without the authorisation of the owner of it, for the transmission of data, operate a service such as a mail server or proxy server, without proper controls to prevent the use of the service by unauthorised third parties for the transmission of data, control or contribute to a Denial of Service attack, send, display or publish material which is obscene, offensive, defamatory or potentially defamatory, would contravene anyone's intellectual property rights, is likely to incite sexual, religious or racial hatred, violence, discrimination or vilification; and despite anything to the contrary you must not procure another person to do any of the things prohibited under these terms.
Any intellectual property created while using the site vests solely with the person who created it - but you grant us an unlimited, royalty free licence to use and display anything which you (with our consent) create or post on the site. You may not use any of our intellectual property (including our name, logo or content) without our prior written approval. You must notify us immediately if you become aware of any advertisement on our website which infringes the intellectual property rights of any third party.
You acknowledge that the persons who use the site are not employed by us, and are not our agents, partners, joint venturers or authorised representatives - they are independent and that we do not endorse or warrant the content of any advertisements, reviews or other content on the site. Any agreement (other than these terms) you enter into with a seller is directly between you and the seller and is not with us. To the extent permitted by law we do not warrant that the content of the site is current or error free and we are not a party to any agreement for the sale of goods on the site. The site is only to be used as a guide and is not to be relied upon as advice about prevailing market rates of goods. You must accept use of the site from us subject to these acknowledgements, and none of them constitutes a defect in the site.
You release us from all losses and claims in respect of, or out of, such matters you acknowledge or their consequences. Except for any express warranties in these terms and, to the extent permitted by law, we disclaim all express and implied warranties in relation to the site and anything on it (or promoted on it). In the case of any breach of these terms (or any other part of the licence to use the site), or any negligence for which we are responsible, or breach of a condition or warranty that legislation prohibits us from excluding (which condition or warranty shall accordingly be included), our liability to you will be limited, at our option, to AUD$100 or if the breach or negligence relates to:
- replacement of any goods involved or the supply of equivalent goods;
- the repair of such goods;
- the payment of the cost of replacing the goods or of acquiring equivalent goods; or
- the payment of the cost of having the goods repaired;
and:
- if the breach relates to services
- supplying of the services again; and
- the payment of the cost (for the period of the breach) of having the services supplied again.
In no circumstances are we liable for any indirect, secondary or consequential loss or loss of income, loss of profit, or loss of bargain that you or anyone else may suffer.
We may deal with your personal information in accordance with our privacy policy as amended from time to time. We may use your personal information for promotional and marketing purposes until you request to opt out of receiving such information. You also consent to us sending you email to advise you of changes to the site or to market the site or our services to you. Where you obtain personal information through the use of the site, you must destroy that personal information within a reasonable time after you have used it for a purpose permitted by these terms.
We may terminate or suspend your licence to use the site at anytime where you breach these terms or for any other reason we deem appropriate. In addition to any other right of termination we may terminate your licence to use our site at anytime where we wish to discontinue our site or redevelop our site.
Either party may give notice by fax, to a publicly available email or mail to our registered company address. A notice is deemed to be served if it is mailed: before noon on the second business day after posting, if it is emailed during business hours upon the email leaving the sender's mail server, and if outside business hours 9am on the next business day. If by fax, upon the delivery of a successful transmission report by the sender's fax, but if outside of business hours, at 9am on the next business day. Any notice that is given must be in the English language.
If any provision in this agreement is unlawful or inconsistent with any law, then to the extent of the unlawful nature or inconsistency, that provision may be severed from without affecting the remainder of the agreement.
This agreement and any contract arising under it is governed exclusively by the law of New Zealand. Any legal proceedings relating to them can only be taken in courts with jurisdiction in New Zealand.
No right under these terms can be waived except by notice in writing signed by the party waiving it. If a party overlooks a breach by the other party on one or more occasions, it is not taken to have agreed to any future breach.
A reference to the singular includes the plural and vice versa. Where one thing is said to include one or more other things, it is not limited to those other things. There is no significance in the use of gender-specific language. A "person" includes any entity which can sue and be sued. A "person" includes any legal successor to or representative of that person. A reference to a law includes any amendment or replacement of that law.
Feedback on these terms and the website can be sent to theteam[at]rentalcover.com.